Spray polyurethane foam (SPF) is a spray-applied plastic that is widely used to insulate buildings and seal cracks and gaps, making the building more energy-efficient and comfortable. SPF insulation is known to resist heat transfer extremely well, and it offers a highly effective solution in reducing unwanted air infiltration through cracks, seams, and joints. http://www.youtube.com/watch?feature=youtu.be&v=ggLAUsiuI_o
There are several types of reflective roof coatings that impart varied reflectance rates/ values. Typically, the reflective coatings are what are commonly referred to as white coatings and there are also aluminum coatings typically used with asphalt. Highly reflective white roof coatings are typically comprised of acrylics, urethanes, silicones, SBS, SEBS, and other types.
The insulation at eaves level will leave your loft area comfortable for use and free from condensation. By installing the insulation at rafter level, it keeps the loft void warmer and prevents condensation build-up, which can otherwise occur when increasing insulation at ceiling level. The warmer, drier, cleaner roof space eliminates the risk of pipes and tanks freezing.
If you're chemically sensitive, it's probably not a good idea to get it installed, but it's also not a good idea to breathe musty air from the crawl space either. In addition, your house and its contents are made of lots of materials that affect your indoor air quality. If you're really concerned about this, hire a company to test your air and tell you what you can do about it. http://y2u.be/ggLAUsiuI_o